Borrowing Capacity: The 5-Minute Method to Know How Much the Bank Will Lend YouBorrowing Capacity: The 5-Minute Method to Know How Much the Bank Will Lend You

Here’s the quick version, the one you came for. Take your household’s net monthly income, multiply it by 0.35, then subtract whatever you already pay each month on other loans

Buying an Atypical House: What Nobody Ever Tells You Before You SignBuying an Atypical House: What Nobody Ever Tells You Before You Sign

Maybe it’s a converted barn with beams the size of a small tree. Maybe it’s a loft in an old printworks, a former chapel where the afternoon light comes through